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Personal Finance

SIP Calculator

ایس آئی پی کیلکولیٹر

Project what a fixed monthly mutual fund investment could grow into over time, using the standard SIP compound-growth formula.

Verified 18 September 2026

Projected future value

Rs 2,786,573

Educational estimate only — not investment advice. Excludes fund fees, exit load and tax; actual returns are not guaranteed.

Invested Gained
Total invested
Rs 1,200,000
Wealth gained
Rs 1,586,573
Monthly amount
Rs 10,000
Duration
10 years
Formula: FV = P × [(1+i)ⁿ − 1] / i × (1+i), where i = annual rate ÷ 12

How it works

FV = P × [(1+i)ⁿ − 1] / i × (1+i), where P is the monthly amount, i is the monthly return (annual rate ÷ 12) and n is the number of months.

Worked example

Rs 10,000/month at an assumed 15% annual return for 10 years projects to about Rs 2,786,573 — Rs 1,200,000 invested plus roughly Rs 1,586,573 gained.

Important assumptions

  • The annual return is an assumption you enter, not a guarantee.
  • Fund expense ratios, exit load and applicable tax on gains are not deducted.
  • Monthly contributions are assumed constant for the full duration.

Sources & verification

Evergreen

Primary source: Standard compound-interest SIP formula

Found a possible error? Use the corrections page. Financial and tax results are informational estimates.

Understand the calculation

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