Seedha Hisab

Business

How COD Returns Affect E-commerce Profit in Pakistan

Verified 11 September 2026Evergreen scenario model

Direct answer

COD returns reduce profit in two directions: fewer orders generate revenue, while failed deliveries can still consume packaging, advertising and return-courier costs. Delivery rate therefore changes profit more sharply than a simple lost-sale count suggests.

Key takeaways

  • Separate dispatched, delivered and returned orders.
  • Charge revenue only to delivered orders.
  • Include RTO courier cost and packaging on failed deliveries.
  • Compare scenarios using your own store data, not invented industry averages.

The 100-order model

The comparison below holds price and costs constant and changes only delivery rate. Assumptions: Rs 3,000 price, Rs 1,200 product cost per delivered order, Rs 200 outward courier per delivered order, Rs 200 RTO courier per return, Rs 100 packaging per dispatched order, 2% COD fee, Rs 50,000 ads and Rs 10,000 overhead.

Net profit = delivered sales − product − courier − RTO − packaging − COD fee − ads − overhead

Why the profit drop is larger than it looks

Moving from 90% to 75% delivery removes revenue from 15 orders. It also leaves acquisition and dispatch spending spread over fewer successful deliveries and adds more return-courier cost.

Use your own evidence

Export order, delivery and return data from the same date range. Keep courier and ad-spend periods aligned. Do not rely on a general market return-rate claim when your own courier reconciliation is available.

Original reference table

90% vs 75% delivery

Original Seedha Hisab scenario; figures are illustrative, not an industry benchmark.
Metric90% delivery75% deliveryChange
Delivered / returned90 / 1075 / 25−15 delivered
SalesRs 270,000Rs 225,000−Rs 45,000
Total modeled costRs 203,400Rs 184,500−Rs 18,900
Net profitRs 66,600Rs 40,500−Rs 26,100
Net margin24.67%18.00%−6.67 points

Original visual

Profit by delivery scenario

90% deliveredRs 66,600
75% deliveredRs 40,500
Same 100 dispatched orders and cost assumptions; only delivery rate changes.

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Useful questions

Quick answers

Should product cost be charged to returned orders?

The default model charges product cost to delivered orders because returned stock may be recoverable. Add damage or non-recoverable loss to overhead when relevant.

Sources & references

How this guide was checked

Seedha Hisab

Original COD scenario methodology

No external industry-average return rate is assumed.

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Editorial owner: Seedha Hisab Editorial. No invented expert reviewer or government affiliation.

Update history: 11 September 2026 — guide created or verified against the source and methodology shown above.